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The private banks piss you so much that you eventually accept their offer. I accepted one similar offer; I didn’t used their service at all; but I had to pay annual charges; which I understand; problem is; I paid the annual charges but their system is so pathetic that payment account is different and billing account is different; and by default they only transfer the “minimum” required amount from payment to billing account. I didn’t know that; I realized it when I received the next month’s bill. I had to pay the interest which by our religion is haram…Anyways for the safe side I deposited little extra money so that in case of any consequence I have a balance that I can transfer as and when required.


Before end of my service year; I requested them to cancel my account; and their representative gave the green signal but I received a bill saying that I need to deposit more money; as he didn’t cancelled my account and when year ended; they automatically transfer the amount from my payment account deducting next year annual charges. Man it really pissed me; I had to take one day off from office and visited the bank to close my account and spent quite an energy to ensure that they do it the right way. I didn’t opt to go for reversal and all that as I was doubtful that I might have to give them even more bucks one way or the other way...I closed my account giving them even next year remaining fee.


Without using their service I paid them enough bucks…Yuck

Go fix your system first and then contact me!

Published Monday, July 10, 2006 7:20 PM by khurram
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# re: Banking

Tuesday, July 11, 2006 4:49 PM by paki
wat the name of that bank

# re: Banking

Wednesday, July 12, 2006 2:42 PM by khurram
I better should not tell....Dont want to be "direct" :)

# re: Banking

Monday, July 17, 2006 9:34 AM by Masood Ahmad Shah
Khurram Bh, The guys will do better if you tell them..........I think it will be great, if you can share the type of service the one you were using :)
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